To buy or not to buy, that is the question. Whether 'tis safe for thou to protect one's investment or tempt thy mistress known as fate!

Although not quite as poetic as Shakespeare's Hamlet, an extended warranty can either make your story a woeful tragedy or a joyful comedy. A tragedy that you did not purchase the warranty and just outside of the manufacturer's warranty your hard drive takes a rest--never to be awoken again (or maybe it was all fun and games till someone tipped that half-full glass over your laptop).

One could truly write an epic about the many shortcomings of computer technology. Thou need only read our reasons as to why you should purchase a warranty to avoid such woeful tales.

1. Thou hardware is not of the gods

Much like we mere mortals, our computer hardware has a life, though much shorter than our own. Sometimes its life is much shorter than others, and when it breathes its last breath, your computer will let you know in a truly dramatic fashion. Warranties cover normal wear and tear, meaning two, three or even four years from now, depending on the coverage you purchase, your computer can still have its parts replaced.

2. There is not a thing trickier than that fiendish fate

As with all things in life, accidents happen. When they do, the manufacturer's warranty will not be there to help. However, most companies understand this and offer accidental damage as part of their warranties. Just make sure to ask, so you are getting what you want.

3. Like a blanket on a cold winter's eve

Most warranties give you such blanket coverage that you may truly not have to worry about a thing. For instance, there are some warranties that cover items such as the power adapter and the battery. These items in themselves can save you between $100 to $200, depending on the device you have.

Obviously, not all items truly require an extended warranty--like your blender or maybe that neat juicer you just purchased. There are, however, particular items that you should seriously consider purchasing a warranty on, like your cell phone, tablet, laptop, desktop, television and computer monitor. All of these items are susceptible to breaking down no matter the brand name.

If you have any further questions, feel free to call us at (800) 716-4939 or email us at [email protected].

To view the original article, visit the My Computer Works blog.